Oceanic Bank provides a wide range of innovative cash management solutions to meet her customers' account management, payments (payable), collections (receivable) and liquidity management requirements, locally, regionally and internationally. Our proposition is to ensure our customers move from “Cost leader to Value generator”. Our solutions are designed to reduce and effectively manage the working capital cycle of our corporate clients.
Account Management
The Bank provides a range of structured account types with a corporate behavior that suit our customers’ business model regardless of how complex it might be.
This service is available in all our markets (Nigeria, Gambia & Sao Tome
The following are some of our account types;
- Current accounts
- Deposit and savings accounts
- Loan accounts
- Foreign currency accounts
- Investment / Premium investment accounts
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Payable Management (Payments)
The Bank’s payment solutions ensure that our clients' payments are processed timely in an efficient and effective manner. We pride ourselves in our ability to provide Straight Through Processing in the making and collecting of payments. Payments are made through all our secured electronic channels (Mobile, Internet, POS, ATM, H2H et al) or physically using our traditional and evenly distributed branches by means of cash, cheque or card.
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Receivable Management (Collections)
The Bank’s collection solution provides value to your account in time as well as information required to identify the source of funds in a much secured manner.
Our collection solutions include;
- Cheque collection
- Merchant acquiring solution: A service that makes our clients' customers to pay via POS / Web using credit or debit card
- Direct debit instruction: Debit is passed electronically to your debtor’s account at specified intervals (This service is applicable to all account types irrespective of the domiciliation bank)
- Cash collection via electronic channels ( POS & Web) and other traditional channels such as branches and cash centres
Teller implant: A team of bank tellers handle receipting and counting of cash in your office premises. This is to limit your operating expense
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Liquidity Management
We offer liquidity management Services which include:
- Notional pooling and sweeping products, which are available at all Oceanic Bank International Plc branches and networks
- A consolidated view of cash positions across all local banks ( Nigeria only )
Further enquiries
Call: +234 1 2798359, 2712615
Email: cashmanagement@oceanicbank.com
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